Lets talk
card payments…

At UAC Team we are committed to providing simple, cost-effective card transaction processing. We offer a wide range of options tailored to your needs. Whether you are new to card processing or looking to improve your existing service, our highly competitive prices and trustworthy and reliable customer service mean you are in the right place with us.

Because we are partnered with many of the biggest names in UK card payments, our independence enables us to help you find the right solution for your business.


of all retail customers pay with their debit or credit card, so accepting cards is a must for any business.

*UK Market Payments Summary 2020, ukfinance.org.uk

Why take cards?

  • There is an increasing customer preference for using card rather than cash
  • Customers tend to spend more with you if they pay by card
  • It’s easier and more secure for you to take payment by card
  • It can even work out cheaper than banking cash!

Our services include:

Competitive rates

Our partners offer some of the lowest rates in the industry, giving you the peace of mind you have a great deal.

Contactless payment terminals

Reliable and easy to use card machines that are tailored to your business.

Online payments

Don’t need a physical terminal? Take payments via your website or over the phone.

Next day funding

No need to wait 3-5 days for your money, get your takings in your bank account the next working day.

UK support

All our partners offer UK-based technical support teams who are experienced in over the phone diagnostics.

Here are some of the different terminals we can offer to suit your business needs:


Ideal to take to your customer
  • For use in or around your premises
  • Connects via Wi-Fi or Bluetooth
  • Light & easy to carry


Take payments on the move
  • Uses a SIM card for connection
  • Works over 3G/4G or Wi-Fi
  • Always get a great connection


For face-to-face payments at the till
  • Perfect for a single fixed sales counter
  • Works with ethernet cable direct to your router
  • Low cost solution

We can also offer payment solutions that don’t fit the mold of a traditional handset.

Payment by phone

  • take payments via an online portal from your web browser
  • payments via a link from an SMS or email
  • easy to set up
  • no need for an online shop

Payment online

  • allows customers to make payment direct on your website
  • integrated with your existing website/shopping cart
  • secure transactions

Till systems

  • Electronic Point of Sale (EPOS) till systems, like having an extra member of staff
  • ability to automatically manage your stock
  • analyse your sales
  • run staff reports
    and many more features…

How it works

You supply copies of your recent statements
We work our magic and find the best deals for you
You choose the one you want and we take care of the rest

it really is that simple!


We have been using the UCA Team for a few years now and Matt has always provided us with an excellent service, he is extremely helpful and friendly and always professional, we cannot recommend them highly enough.

Debbie P

Prestige Dealership


Also known as a Virtual Card Machine, this solution is a web-based version of a traditional credit card machine which can be accessed securely from any internet connected web-browser or device such as PC, tablet or smartphone. This is perfect for taking payments by phone See Payment by phone above.

This system allows customers on your website to make payments for goods and services using a credit or debit card. Payments can be taken from customers in most countries around the world and gives you the ability to be open and serve customers 24/7. See Online Payments above.

There are two things we can do. We will take a look at your current contract and provide you with a competitive quotation to switch your service. We have found that changing merchant services provides many customers with the biggest savings. Sometimes it is financially better to pay the fee to exit your existing contract and switch now. If it doesn’t work out that way, we will log your contract end date and get back in touch with you at the appropriate time to help with your next contract.